One of the best ways to get your Maryland income tax refund faster is through direct deposit. Choosing to have your refund deposited directly into your bank account avoids the uncertainty of that "check in the mail" and waiting in line to deposit the check at the bank.
If you file electronically and choose direct deposit of your refund, we will transfer the funds to your bank account within several days from the date your return is accepted and processed.
IMPORTANT: Please use only valid Checking or Savings account and routing numbers on your Direct Deposit request. The bank routing number and account number appear at the bottom of your checks. Do not use the number that appears on your ATM or Debit Card. If you do not know your bank routing and account numbers, please contact your financial institution. If the information you provide is incorrect, the bank may reject the direct deposit which will result in a paper check being issued. This will add several days to receipt of your refund.
The Comptroller of Maryland is not responsible for the misapplication of a direct deposit refund that is caused by the error, negligence or malfeasance on the part of the taxpayer, electronic filer, return preparer, financial institution or any of their agents.
Splitting your Direct Deposit
If you would like to deposit portions of our refund to multiple accounts , do not complete any direct deposit information on your income tax return. Instead , you must enter code number 588 in one of the code number boxes located to the right of the telephone number area on your return, complete and attach Form 588.
You may not use Form 588 if you are filing Form 502INJ, Maryland Injured Spouse Claim Form, or if you plan to deposit your refund in a bank outside the United States.
Verify Bank Numbers
Make sure you have the correct bank account number and bank routing number before filing your return.
Your bank routing number appears on the left side of the bottom of your check. Your bank account number is shown towards the right, after your routing number.
If you are using a check from a bank which is made payable through another financial institution, check with the financial institution to verify your bank account and routing numbers and make sure your direct deposit will be accepted.
Enter your numbers carefully. We cannot be held responsible for a lost refund if you enter incorrect account information. In addition, we cannot change any of your bank account and routing numbers after you have filed your return, even if you request us to do so. We also cannot cancel your direct deposit once you have filed the request.
Bank Accounts Outside the U.S.
In order to comply with new banking rules, we ask you that you check a special box on the back of your return to indicate if your state refund is going to an account outside the United States. If this is the case, do not enter your routing and account number on your return, since the direct deposit option is not available to you. We will send you a paper check.
- Tell us whether you want your refund deposited in your checking or savings account by using the checking or savings account indicator (CSI). Depending on the software, you will check a box or indicate your choice with a "Y" or "N."
- Enter the bank routing number. This is the nine-digit number located in the lower left hand corner of your personal check.
- Enter your bank account number. This number appears on the bottom of your check, to the right of the routing number. The account number can be up to 17 characters (both numbers and letters). Enter the number from left to right and leave any unused line blank.
- If you do not know your bank routing number or bank account number, contact your financial institution. This information is important. If it's incorrect, we will issue you a paper check.
You will need to enter your bank routing number and your bank account number on your form, and indicate if the account is a checking or savings account. (Do not enter your routing and account number on your return if your refund is going to an account outside the U.S.)
- Form 502 - complete lines 51a, 51b and 51c.
- Form 505 - complete lines 54a, 54b and 54c.
While the refund from an original filing can be deposited electronically, any refund generated by an amended return must be issued as a paper check.